Summary Box: Mortgage delinquencies and foreclosures break records

Summary Box: Mortgage delinquencies increase

MORTGAGE TROUBLES RISE: More than 10 percent of homeowners had missed at least one mortgage payment at the end of March, a record high the Mortgage Bankers Association says.

FORECLOSURES UP TOO: More than 4.6 percent of homeowners were in foreclosure, also a record.

BUT SOME ENCOURAGING SIGNS: The number of new homeowners showing signs of trouble is declining. As of March, nearly 3.5 percent of borrowers had missed one month of mortgage payments, down from about 3.8 percent a year earlier.