Summary Box: 1 in 10 Americans with a mortgage miss payments as aid programs fall flat

Summary Box: 1 in 10 in mortgage trouble

MORTGAGE DEFAULTS HIGH: One in 10 American households with a mortgage was at risk of foreclosure this summer, and the crisis could worsen if jobs remain scarce.

WORRISOME SIGN: The number of homeowners starting to have problems with their mortgages rose after trending downward last year.

MODESTLY ENCOURAGING NEWS: The number of homes in the foreclosure process fell slightly, the first drop in four years.